Home Insurance Daily

by: Christine Zafra

If you think fireplaces are relaxing, then by all means, have one. But, you have to consider the consequences of it.

Insurance companies are quite wary about houses with fireplaces since this is a wood burning “appliance” (you can get electric if you want to). Chances are, insurance companies think that there is a greater risk in your house – more so if the fireplace was not properly installed. There is a building permit to work on before you could install your own fireplace. A lot of considerations should be made before you can work out in installing one (i.e. if your house is too old or is made of old wood, then you might as well think twice in installing this appliance). If you want warmth during Christmas, might as well get heater.