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Hurricane Insurance
Filed under Basic InformationNov 27Image Source: property-casualty.com
Twisters can inflict a horrendous amount of destruction in a community. If a hurricane warning is given out, the most homeowners can do is board up their homes and try their best to minimize the damage. A standard homeowners-3 policy or HO-3 covers the destruction caused by a hurricane with some of the limitations inherent in it. For instance, insurance companies normally do not cover damages caused by floods due to a hurricane. So it pays to read first your policy and know exactly what is and is not covered. Ask your insurance agent all the necessary questions before a hurricane hits to avoid surprises later on.
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